Your Step-by-Step Guide to Saving Big with Target Circle

Post Featured Image

If you love saving money and simplifying your shopping routine, Target Circle is one way to make it happen. Whether you’re a Target enthusiast or just curious about stretching your dollars, this guide will walk you through all the ways this loyalty membership can help you save. The best part? Signing up is completely free! There are also options to get a Target Circle Card for extra savings or upgrade to a paid Target Circle 360 membership which we’ll cover as well. 

Let’s dive in! 

Bonus: Click here for your chance to claim a Target gift card. 

Picture of a Target store location with drive up parking spots for order pick-up

Order Online and Pick-Up At Store

Before we dig into Target Circle’s savings features, let’s talk convenience. One of the simplest ways to browse and grab deals is by shopping online or through the Target app. Fill your cart at home, check out, and pick up your order in-store.

This method can save you time and help you avoid distractions like tempting end-cap displays or those impulse-buy goodies in the checkout lane. Plus, it’s easier to focus on snagging the best deals without the pressure of in-store browsing.

Graphic with Target Circle Logo on it

What Is Target Circle?

Target Circle is a free loyalty/rewards program that gives you access to exclusive deals, discounts, and perks at Target and beyond. From household essentials to baby care, Target Circle offers savings on a mix of well-known brands and Target’s own lines. You can find it all on the Target Circle Deals page online or by clicking Top Deals in the app. Most deals will automatically be applied in your cart once your add the qualifying items or reach the amount needed to get your perk.

Here’s how you can start saving with Target Circle:

Popular Target Circle Deals

  1. GiftCard Perks
    One of the top perks is earning Target GiftCards with qualifying purchases.
    • Example: Spend $75 on select diapers and wipes and get a $15 GiftCard.
      Brands like Pampers, Huggies, and Target’s Up & Up are often included.
    • These deals are perfect for big-ticket items like baby supplies or household essentials.
    • These deals are available for a limited time but they come back frequently.
  2. Buy X, Get X Free Deals
    Target Circle frequently offers “Buy X, Get X Free” promotions.
    • Example: Buy two laundry items and get one free.
      Brands like Tide, Gain, Bounce, and Downy are often included. 
    • Mix and match products like detergent, fabric softener, and dryer sheets or stock up on your favorite item.
  3. Buy X, Get X% Off Deals
    The savings on these deals are not as large as some of the other promotions but they’re still worth noting – especially if they come up for something you need.
    • Example: Buy one Annie’s Pantry Item and get one 50% off.
      Grocery items can often be found here. 
    • These deals are another chance to stock up and save. 
  4. Bonuses
    Bonuses give you additional savings with simple conditions.
    • Example: $5 off qualifying purchases over $40.
    • You’ll find these offers in the app or online, and they often stack with other deals.
    • “Activate” or “Apply” these bonuses in order to get your discount.
  5. For You Deals
    This personalized section highlights discounts on items and brands you’ve purchased before, such as groceries or household staples. You’ll find a mixture of manufacturer coupons, rebates, and other offers here.
Graphic of Target Circle cards with debit, credit, and reloadable options.

Maximize Savings With The Target Circle Card

If you don’t mind a few extra steps, you can also sign up for Target Circle Card which will save you an extra 5% on nearly all purchases in-store and online. There are no annual or monthly fees and there are three ways you can go about doing it. 

  1. Credit Card
    Apply for the Target Circle Credit Card or Target Mastercard to get 5% off your purchases.
  2. Debit Card
    Link the Target Circle Debit Card to your checking account for seamless payments and savings.
  3. Reloadable Card
    Prefer to control your spending? Use the Reloadable Card and add funds as needed while enjoying the 5% discount.

Note: Some exclusions apply, like prescriptions, Target gift cards, and gift wrapping services. Scroll to the bottom of this page to see the fine print. 

Go Big with Target Circle 360

For frequent Target shoppers, upgrading to a Target Circle 360 membership might be worth it.

  • Cost: $10.99/month or $99/year ($49/year if you have a Target Circle Card).
  • Perks: Free same-day delivery for orders over $35 (normally $9.99 per delivery).
  • Bonus: You can have items delivered to others, making it great for gifts or helping out a loved one.

Target Circle is an easy, free way to maximize savings on everything from everyday essentials to special purchases. Whether you take advantage of GiftCard perks, personalized deals, or the extra 5% savings from a Target Circle Card, there’s something for everyone. Sign up today and start enjoying the perks!

Related Links